Areas of Expertise
Asset Protection
The world is full of threats. Some act like erosion and come in the form of taxes, inflation and interest costs. Others are more devastating. They entirely disrupt the flow of income either temporarily or permanently. All people face threats, however, not all have considered or examined the corresponding consequences. With our expertise, people identify, prioritize and transfer the consequences of threats.
Estate Planning
Transferring your wealth to your family and charities is profoundly personal. Helping design your estate plan to pass your wealth to who you want, when you want, how you want with tax and fee avoidance is a passion we have. We work in work in tandum with your Attorney and Tax Advisor or Accountant to coordinate your estate plan to include one or multiple generations and any charities you hold in high regards.
common themes
Each and every conversation we engage in with clients have several themes that remain constant. Tax avoidance when possible and tax efficiency are necessities. We are fee conscious in any investments/ products we implement. We work to reduce risk in the lives of our clients. This occurs not only in the strategies we build, but also the companies that represent the products we utilize.
RETIREMENT PLANNING
Traditional methods of retirement planning promote the hoarding of your nest egg and sprinkle off some interest each and every year for enjoyment with little, if any, margin for error. This method forces retirees to take undue risks by chasing market returns, limiting access to principle distributions and discourages the full enjoyment of retirement. Meridian strives to create retirement strategies that allow for the full utilization of your assets while satisfying eventual legacy objectives.
business strategies
The startup and management of a small business is a fierce frontier that requires financial advice from advisors who are deeply entrenched in the particularities of legal, tax and structures that drive business value. Our firm gives you a holistic approach so your company can get the best competitive advantage. We create exit plans that allow owner's to sell a business when you want, for the money you desire to the person you choose.
Fee only advising
If you prefer to manage all aspects of implementing your financial plan on your own, are looking for something to outline the path for you to execute, we develop financial plans for a fee.
INVESTMENT MANAGEMENT
You can invest just about anywhere today. Apps on your cell phone, online brokerages, Robo advisors or local brokers. Our value is simple. We help manage our clients' behavior from making bad decisions, build tax-efficient diversified portfolios and implement low cost investments.
executive and group benefits
Hiring and retaining high-quality employees is one of the most difficult challenges a growing business faces. Creating compelling benefits and compensation packages for your prized people is an art. Our team balances costs, provides high-quality benefits and assists you in communicating it all to your employees.
Life planning
We discuss and advise on several other scenarios that a person is likely to encounter at some point in their lifetime. They include, but are not limited to getting married, having children, buying your home, buying your vacation home, planning to pay or finance your child's college education, cash-flow management and debt-reduction strategies.